Financial Literacy in a Diverse World: Investigating the Influence of Migration Backgrounds Financial Literacy in a Diverse World: Investigating the Influence of Migration

Keywords

Loading...
Thumbnail Image

Issue Date

2024-07-12

Language

en

Document type

Journal Title

Journal ISSN

Volume Title

Publisher

Title

ISSN

Volume

Issue

Startpage

Endpage

DOI

Abstract

Financial literacy is a concept related to many significant economic outcomes. Despite its relevance, not much is known about the financial literacy of migrant groups. More specifically, the question of how youth with a migration background may differ from domestic youth is discussed. Using quantitative data analysis, this paper tries to explore how having a migration background is related to financial literacy and its relationship with a few economic outcomes. Based on existing literature, these economic outcomes were chosen to be financial attitude, financial behaviour, and financial well-being. Using a total of 94 responses from a survey that operationalizes the economic outcome variables, self-reported financial literacy, and demographic control variables, the findings suggest lower financial literacy, financial well-being, and financial behaviour among youth with a migration background. No significant findings are made surrounding the effect that migration status has on the individual relationships between financial literacy and the outcome variables. Despite uncertainties of generalizability due to sample size and measurement error concerns, this paper contributes to the literature by taking the first steps in an area that has remained mostly untrodden in the financial literacy literature.

Description

Citation

Supervisor

Faculty

Faculteit der Managementwetenschappen