Silver Roof: How did individuals arrange mortgages in Nijmegen between 1879 and 1889?

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2019-02-18
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nl
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There have been various ways of arranging mortgages throughout history as international mortgage historiography has extensively shown in recent decades. Dutch mortgage historiography, however, is still mostly preoccupied with the role of banks on the mortgage market. Consequently, none of the variation or complexity discussed in international mortgage historiography is present in current Dutch mortgage historiography. Therefore, this thesis examines the Nijmegen mortgage market between 1879 and 1889, which serves as an in-depth analysis of the institutions, intermediaries and individuals active on the Dutch mortgage market in the nineteenth century. It is an attempt to bring Dutch literature up to date with current international literature. It also explores the various factors responsible for their emergence, existence or disappearance like legislation, asymmetric information, repayment terms and organization.
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